If you’ve suffered motorcycle burn injuries in a bike accident in Texas, you’ll want to take action to recover compensation for those medical expenses as soon as possible. When you’re in bed recuperating because the exhaust burned you or even if you have severe road rash, you won’t be able to negotiate with insurance companies as well as you may have before you were traumatically hurt. Consider these factors that may affect how you receive compensation and then see how a motorcycle crash attorney can maximize your recovery.
In Texas, all motorists, motorcyclists included, must carry auto insurance or show proof of financial responsibility. If you were at fault for the crash, the other driver’s insurance wouldn’t pay for your damages.
If you carry medical payments collision coverage as part of your policy, then this coverage should pay for the cost of your burn injuries up to your policy limit. An attorney can help you negotiate with your insurance company for sufficient compensation to pay for serious injuries like burns.
If your burn injuries were caused because of the other driver’s actions, and this can be proven, then the other driver will be held liable for your injuries. As such, the other driver’s car insurance policy will cover the cost of your medical expenses. If you’re in an accident with an uninsured or underinsured motorist, you don’t have to worry if you have uninsured/underinsured motorist (UM/UIM) protection.
In some cases, burn injuries are very severe. Some burn injuries, like second- and third-degree burns, can require intensive surgeries, therapy, and can cause permanent disfigurement and loss of function to a body part. When this is the case, your medical payments coverage insurance, UM/UIM coverage, or/and the other driver’s liability insurance may not be enough to cover your medical costs.
Sometimes, filing a personal injury lawsuit against the at-fault driver can yield the compensation amount you both need and deserve. While personal injury suits tend to be more complicated than insurance claims, they can also be more lucrative. File all claims within two years to stay within the statute of limitations.
After a motorcycle crash burn injury, your body needs time to heal. That means the right health care and lots of rest. To avoid disfigurement and disability, which could lead to job loss or a severely restrained work schedule, you will need money to pay for lost time from work and treatment.
Let the Law Office of Julie Johnson handle all the paperwork and file a motorcycle crash claim on your behalf. To begin recovering compensation for your burn injuries today, call 214-290-8001. We’ll fight hard to make sure that you get the compensation that you need, either from the insurance company or a personal injury lawsuit!