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Did I Really Agree to That?

You just left the dealership. Your favourite compact disc is playing, the top is down and you’re feeling great in your new shiny red ragtop. You secretly congratulate yourself on the sweet deal you struck with the dealer. You are looking forward to looking at the documents once they are delivered to you as promised.

A week later the mail comes and in it is a package of documents from the dealer. You open the letter and start to review the documents. “I didn’t agree with that. The amount I borrowed is not right, I didn’t agree to that interest rate, I didn’t agree to that long of a loan.”

Under Texas law when there is an installment loan agreement for a car the dealership must dealership disclose the terms of the final deal in writing before the deal is finalized. The terms that must be disclosed include the amount financed, the interest rate, the length of the loan, and several other items such as the lender. Depending on the circumstances you may have a right to remedies under the law.

As always, the best advice is to obtain a copy of documents before you agree to anything. Review the documents; ask questions if you are unsure about anything.
The Law Office of Julie Johnson is dedicated to the protection of consumer rights. If you have been victimized through questionable dealer practices please feel free to contact us form.

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