No. If you were in a situation that caused you to wonder, “should I give a recorded statement to the insurance company,” then you should convene with a car accident lawyer in Dallas because you may accidentally incriminate yourself. In the insurance business, they have a motto: Deny, delay, defend.
In any car accident in Dallas in which the other motorist is negligent and possibly liable, you will receive a call from that person’s insurance company. An adjuster for the company will contact you in the days after the accident and will seek a recorded statement. It is best to avoid giving a recorded statement to the insurer.
Why is it best to avoid giving a statement to the insurer?
If you agree to give a recorded statement, you can expect the company to twist your words so that it looks like you contributed to the accident. This improves their bottom line. Remember that this is probably the very first time you have been involved in an accident, and, therefore, you do not know exactly what to say.
However, the Dallas insurance adjuster’s job is maximizing his/her bottom line and talking about car accident liability all day. Therefore, s/he has experience in cajoling shellshocked accident victims to say seemingly innocuous things that in reality jeopardize their claims.
Is it dangerous to give a recorded statement in an informal environment?
Even if the statement that you are providing seems informal, don’t be duped. If the other driver’s insurance company wants to ‘just ask a few questions.’ on the record then you need to tell him or her that your car accident lawyer will be happy to do that on your behalf.
If you must give a statement, talk to a lawyer and have a lawyer present with you during the statement. When you have legal guidance on your side, you can avoid making the kinds of mistakes that wreck your claim. The fact is that you are not mandated by law to give a recorded statement to the other person’s insurance company if you are injured and the other person caused your injury. As you’re your insurance company, people are expected to work with them.
What should I do if the insurance adjuster insists that I give a statement?
You are not required by law to give a recorded statement to the other motorist’s insurance company if you are injured and the other driver is at fault. Schedule a consultation with an attorney at the Law Office of Julie Johnson, and discuss what you should do next. You can give a statement, but only under legal supervision. Call 214-290-8001 to speak with attorney Julie Johnson at our firm, and schedule a consultation.